With the passing of time Veterinary care is becoming an expensive affair as its costs are constantly on the rise. Nowadays pet emergency charges can rob you off thousands of dollars. But if you have a pet insurance then this problem would seem nothing at all and your household pet will be treated immediately. It will keep your pet healthy and your pocket will be safe too.But before you go and buy pet insurance (of any kind), you should know some vital things about it.Following are some of the common question with suitable answers regarding pet life insurance.1. What do we mean by pet insurance?Ans. Insurance for pets or pet insurance is a kind of policy, which covers pets, mainly cats, and dogs, if they are healthy, for whole of their life. This means that in an emergency medical situation, you can go for the best treatment for your pet without worrying about your pocket.2. What are the things that pet insurance covers?Ans. It covers veterinary bills and emergency kenneling costs, including such costs as theft and travel. Generally vaccinations and routine treatments are not included but there are exceptions.3. What is the best time for getting the insurance?Ans. Generally it is difficult to get insurance for older pets. Also pre-existing illnesses cause difficulties in getting insurance. So it is better to go for it as soon as possible. The first six months of your pets’ life can be a good choice.4.How can the premium be paid?Ans. It can be paid monthly. For greater value of coverage you should go for higher premium.Pet insurance plan can give you peace of mind as it takes away all the financial tensions that come first to our mind, when our pets get ill. If you haven’t yet purchased a policy for your pet you are a looser. Get your pet insurance now and save yourself from unnecessary expenses.